Auto Insurance

Auto Insurance in Tennessee – Car Insurance for Morristown & Beyond

When you need auto insurance in Morristown, TN—or anywhere across East Tennessee—Queener Insurance makes it easy to get covered and get driving with confidence. Whether you’re commuting through Jefferson City, running errands in Sevierville, or cruising scenic backroads near Bean Station, we help you choose the right car insurance for your life and budget.



We’re local. We’re independent. And we’re here to help you drive protected.

Get the Right Auto Insurance for the Road Ahead

Tennessee requires all drivers to carry a minimum amount of liability coverage, but that’s just the starting point. At Queener Insurance, we help you understand what those limits mean and whether additional protection makes sense for you.



Whether you drive a daily commuter, a teenage driver’s first car, or a weekend classic, we’ll guide you to smart, affordable coverage with personalized support every step of the way.

Coverage Options That Work for You

We make the complex simple. Here are a few of the most common auto insurance coverages we’ll help you review and compare:



• Liability Coverage – Covers injury or property damage you cause to others. Tennessee requires a minimum of 25/50/15, but we often recommend higher limits for better protection.
  
  
• Collision Coverage – Pays to repair or replace your vehicle if you hit another car or object.
  
  
• Comprehensive Coverage – Covers damage from non-collision events like theft, hail, or a run-in with a deer.
  
  
• Uninsured/Underinsured Motorist (UM/UIM) – Helps if you’re hit by a driver with no insurance or not enough coverage—an important add-on in Tennessee.
  
  
• Medical Payments – Helps pay medical bills for you and your passengers, regardless of fault.
  
  
• Optional Add-ons – Ask us about rental reimbursement, GAP coverage for new cars, or roadside assistance for peace of mind.

Local Drivers. Local Roads. Local Protection.

Driving in East Tennessee comes with unique risks. Between winding country roads, heavy seasonal traffic near Pigeon Forge, and the occasional wildlife crossing, you need coverage that’s built for where you live and drive.

We’ll help you protect against:

• Accidents on I-81 or Highway 11E
  
• Weather-related damage like hail or flooding
  
• Deer collisions on rural roads
  
• City traffic in Morristown, Dandridge, or Rogersville
  
  

We live here too—and we know what coverage you actually need.

We Shop Around So You Don’t Have To

As an independent insurance agency, Queener Insurance works with top-rated carriers like Erie, Progressive, Celina, and more. That means we can compare policies, pricing, and discounts to find your best deal—without cutting corners on coverage.



We’re not tied to one company, and we’re not here to sell you something you don’t need. We're here to help you make smart decisions.

Smart Ways to Save on Car Insurance

Tennessee drivers can save more when they work with a local agency that knows how to find hidden discounts. We’ll check for:



• Safe Driver Discounts
  
• Multi-Vehicle Policies
  
• Auto + Home Bundles
  
• Good Student Rates
  
• Low Mileage Programs
  
• Telematics Programs (like Snapshot)
  
  

We’ll even review your coverage at renewal to make sure you’re still getting a great rate.

Get Your Free Auto Insurance Quote Today

Ready to compare car insurance quotes in Morristown? Use our quick online form to get started. You’ll just need your vehicle info, driver’s license number, and current coverage (if any). We’ll follow up with a custom quote—plus clear guidance on your options.

And yes, it’s free.